Privacy Policy | Business and Financial Consultants LLC

1. Introduction

Business and Financial Consultants LLC ("Company," "we," "us," or "our"), located at 515 S Main St, Tulsa, OK 74103, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website business-financial-consultant.com or communicate with us.

By using our website or submitting your information, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy.

2. Information We Collect

We may collect the following types of information:

Information You Provide Directly

Name and business name
Email address
Business financial information you voluntarily share
Messages and communications you send us
SMS consent preferences

Automatically Collected Information

IP address and device information
Browser type and operating system
Pages visited and time spent on our site
Referring URL

3. SMS & Text Message Communications

When you expressly opt in to receive SMS communications from Business and Financial Consultants LLC, we may send you marketing and promotional SMS/MMS messages about our financial products, services, and business funding opportunities using an automated telephone dialing system (ATDS).

Message frequency: Message frequency varies; you may receive up to 4 messages per month.

Costs: Message and data rates may apply depending on your mobile carrier and plan.

To opt out: Reply STOP to opt out at any time. You will receive a confirmation message and no further SMS messages will be sent.

For assistance: Reply HELP for assistance, or contact us at richard@business-financial-consultant.com.

Consent is NOT a condition of purchase. You are not required to consent to receiving SMS messages to obtain any product or service from Business and Financial Consultants LLC.

4. How We Use Your Information

We use the information we collect to:

Respond to your inquiries and process funding applications
Provide information about our business funding products and services
Send SMS communications to users who have provided express written consent
Improve our website and services
Comply with legal obligations
Prevent fraud and maintain security

5. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share information only in the following limited circumstances:

Service Providers: Trusted vendors who assist in operating our website and business, bound by confidentiality obligations
Legal Requirements: When required by law, regulation, or valid legal process
Business Transfers: In connection with a merger, acquisition, or sale of assets
Protection of Rights: To protect the rights, property, or safety of our company, customers, or others

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We retain your personal information only for as long as necessary to fulfill the purposes described in this policy or as required by law.

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect usage data. You can control cookie settings through your browser preferences. Disabling cookies may affect certain functionality of our site.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access the personal information we hold about you
The right to request correction of inaccurate information
The right to request deletion of your personal information
The right to opt out of SMS communications at any time by replying STOP
The right to opt out of marketing emails by following the unsubscribe link

To exercise these rights, please contact us at richard@business-financial-consultant.com.

9. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us and we will delete it promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. We will post the revised policy on this page with an updated "Last Updated" date. We encourage you to review this policy regularly. Your continued use of our website after changes are posted constitutes your acceptance of the revised policy.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Business and Financial Consultants LLC
515 S Main St
Tulsa, OK 74103
Email: richard@business-financial-consultant.com